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Standard or conforming mortgages

Item Details:

  • Classified ad is posted by: Company
  • Business Industry: Services
  • Street Address: 3200 Roblin Boulevard Winnipeg, Manitoba R3R 0C3
  • Contact Number/s: 2048884663
  • City: Winnipeg
  • Ad Country: Canada
  • State of the Country: Manitoba
  • Zip/Postal Code: R3R 0C3
  • A Few keywords that are highlight of your Advert.: pre approval mortgage, mortgage companies, mortgage refinance
  • List of other services or products i Offer: Financial/Mortgage
  • Expires: This ad has expired

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  • Item listed by: on June 6, 2016

    Item Description:

    Many countries have a notion of standard or conforming mortgages that define a perceived acceptable level of risk, which may be formal or informal, and may be reinforced by laws, government intervention, or market practice. For example, a standard mortgage may be considered to be one with no more than 70–80% LTV and no more than one-third of gross income going to mortgage debt.
    A standard or conforming mortgage is a key concept as it often defines whether or not the mortgage can be easily sold or securitized, or, if non-standard, may affect the price at which it may be sold. A conforming mortgage is one which meets the established rules and procedures of the two major government-sponsored entities in the housing finance market (including some legal requirements). In contrast, lenders who decide to make nonconforming loans are exercising a higher risk tolerance and do so knowing that they face more challenge in reselling the loan.
    For more information please contact Vertuity Mortgage Inc, 3200 Roblin Boulevard, Winnipeg, Manitoba, R3R 0C3, Ph: 204.888.HOME (4663)/ Fax: 1.888.245.9717.

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    Listing ID: 697573a718aa82e2

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